financing-home-furnishings

Updating and furnishing your home should no longer be a financial challenge.

With financing home furnishings from Al Baraka Bank, you can buy furniture pieces, electric appliances and durable goods with the simplest procedures and easiest payment systems.

Terms and Conditions Apply
Al Baraka Bank Egypt B.S.C. (C) All rights reserved

    • Minimum down payment: 10%
    • Financing amounts:
      • Up to EGP 200,000 for financing durable goods
      • Up to EGP 500,000 for financing home furnishings..
    • Tenor: Up to 60 months.
    • Debt burden ratio: 50% of net income.
    • Competitive rates.
    • Sharia-Compliant: Al Baraka Bank’s financing home furnishings adheres to sharia principles (Murabha).

    • Valid National ID (for Egyptians)
    • Valid passport, Valid Residency Permit (for foreigners).
    • Recent Utility Bill (phone, electricity, gas, etc.).
    • Price offer required.

     

    Proof of Income for employed

    • Salary Transfer: An undertaking approved by our bank to transfer salary or installment + a recent income certificate.
    • Non-Salary Transfer: 6 months statement (personal) or recent HR letter certified by a bank signature or eagle stamp that has not been older than a month.

     

    Proof of Income for self-employed

    • 6 months statement personal or corporate.
    • Recent commercial register & Valid tax card.

  • Financing home furnishings is eligible to:

    • Age from 21-60 years (employed).
    • 65 years (self-employed).

    For more information fill out the form below and one of Al Baraka Bank’s representatives will contact you.

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