Internet Banking

Internet Banking

Al Baraka Bank’s Internet Banking is a digital platform that enables you to make financial or non-financial transactions online. This service provides online access to almost every banking service traditionally available through branches, including fund transfers, deposit booking, and other services. Internet banking can be used by any individual who has registered for online banking at the bank and has an active bank account. After registering for online banking, you will not need to visit the bank every time you need a banking service.

Terms and Conditions Apply
Al Baraka Bank Egypt B.S.C. (C) All rights reserved

  • Availability

    • Internet banking is available 24/7
    • Most services are not time-restricted

    Convenience

    Through Internet Banking, you can use almost all the banking services anywhere without visiting the bank. Internet Banking is not only fast but also highly efficient in letting you carry out transactions within a few minutes.

    Activity Tracking

    With Internet Banking, it becomes very easy to track the history of all the transactions initiated on your accounts.

    Simplicity

    The Internet Banking platform is very simple and easy to use, maybe easier than conventional banking in many cases.

    Transparency

    Feel safe and secure while using our Internet Banking. as we use a very high level of encryption to protect your information and your credentials are never stored.

  • Service Description
    Open account You can open different account types with different currencies
    Book a Certificate of deposit or Term deposit You can book a certificate of deposit or term deposit online
    Local transfers You can add external beneficiaries and transfer to other banks in EGP (Requires OTP)
    Transfer to other Al Baraka Egypt Bank customers (instantly) You can transfer instantly to other Al Baraka Bank Egypt customers (Requires OTP)
    Transfer between your own accounts (instantly) You can transfer between your own accounts instantly which provide full account management for the users (Requires OTP)
    Request a debit card or supplementary cards You can request a debit card or supplementary card and select the delivery branch
    Al Baraka Classic card settlement You can settle your credit card payment online
    Chequebook request You can request your chequebook online and select the delivery branch
    Request banker cheque You can request banker cheque online and select the corporate branch
    Account statement You can track your transactions up to date, such as cheque settlement -cheque collection, transfers etc…
    Updating your personal data You can update your personal data online

  • When using our Internet Banking services, please follow the privacy and safety procedures:

    • Keep your account details (username and password) confidential, Do not share them via phone calls, messages, or social media apps like Facebook or WhatsApp.
    • Make sure to use your private devices which should be fully secured against cyber-attacks or viruses
    • Only use the secure hyperlink on our website or sent via email from our bank. make sure to check that the lock code that refers to connection is secured, and the certificate is valid.

  • How to register to online banking service?

    You can register online and follow the instructions as follow:

    • Please review the terms and conditions and press accept.
    • Enter your account number 19 digits.
    • Choose your username (letters and numbers).
    • Choose your password between 8-20 digit that consists of letters (at least one caps letter) and numbers and special characters such as -_=/,.@+!()$%#.
    • Enter your national ID.
    • Enter your mobile number with your country code eg.; 002010xxxxxxxx.
    • Enter your email and answer your security question.
    • Enter the requested OTP message.
    • Now please submit.

     then call our call center on 19373 to activate your online registration.

    Or subscribe through one of our branches:

    • Go to the nearest branch to sign the online banking application.
    • Then you will receive an email with username and SMS with a password.
    • Login fill your username and password.
    • Change the password with new one not less than 8 characters and not more than 20 characters that includes at least 1 upper case, numeric, and special character such as @+!()$.

     

    For More Information Please Watch this Video

     

    What if I forgot my password or username?

    You can call 19373 to resend your username or password after call center agent validating your identity. And for password you can use option forgot password at the left of the Prelog-in screen.

    How to download Soft Token for OTP procedure?

    To enjoy the OTP service, download Al Baraka Egypt Soft Token application on your mobile:

    • Go to (My Profile) and choose to (activate soft token) and follow the instructions.
    • After final submission, please log out and then in again to activate the service.
    • Now you can enjoy all services that require OTP.

    How to book Certificate or Term Deposit through Internet Banking?

    current online users can book CD and TD through online banking please follow the below steps:

    • Go to your online account and choose Banking.
    • Select Open Account then select Fixed Maturity Account, and enjoy our variety of certificates and term deposits.
    • Select renew account (if you want to renew it or not) if you choose (no)choose the (on maturity transfer to account).
    • Select the profit account.
    • Choose transfer from account.
    • Enter the amount.
    • Now submit your request.

    How to settle Al Baraka Classic Card?

    Current customers can settle credit cards online:

    • Go to your account choose cards and cheques.
    • Then choose card settlement.

    How to add beneficiary for a transfer?

    Online banking users can add, delete, or amend beneficiaries, either Al Baraka customer or external customer.

    • Go to your account and choose Banking.
    • Select Beneficiary Management, then based on your transfer select either internal favourite list -or external beneficiary.

    • make sure to fill full name of the beneficiary and full account number as follows:

      • For internal favourite list of Al Baraka customers (19 digits for account number).

      • For external beneficiary (IBAN or account number).

    How to transfer online?

    All transfers between online banking user and other customers are done in EGP and it requires OTP

    • Go to your online account and choose Banking Transfers.
    • Based on your needs choose one of the following transfers:
    • Transfer within my accounts (to transfer between same customer accounts) is available for both online registered customer and customer who signed the service application in nearest branch.
    • Transfer to Al Baraka predefined beneficiary (to transfers to Al Baraka Bank customers who are previously identified, the transfer is made instantaneously only for customer signed service form at the nearest branch.
    • Transfer to Al Baraka non-predefined beneficiary (transfer to non-defined Al Baraka customers done instantly) (only for customer signed service form at the nearest branch).
    • External transfer: to transfer to a list of added beneficiaries of other local banks, (only for customers signed service form at the nearest Branch).

    For more information fill out the form below and one of Al Baraka Bank’s representatives will contact you.