Enjoy 15% Cashback on grocery stores, patisserie stores, restaurants and cafes purchase transactions using Al Baraka Bank credit cards.

Terms & Conditions:

• Campaign is valid from 17^th of Feb till the end of Ramadan 2026.
• Campaign applies on all AlBaraka Bank credit cards.
• Campaign applies on all grocery stores, patisserie stores, restaurants and cafes transactions (domestic and international).
• Customers should contact 19373 during the campaign to subscribe to the campaign.
• No minimum transaction amount is required.
• No conditions on the number of transactions.
• Cancelled, refunded, misuse, and commercial transactions are not included in the campaign.
• Supplementary credit cards’ spend will be added to the primary credit cards’ spend and maximum cashback amount will be applied on all customer cards under the same account.
• Cards should be active and not delinquent to get the cashback.
• Cashback will be credited once based on the total campaign period spend and capped per card type as below:

  Card Type	Cashback Cap
  Classic	500
  Titanium	2000
  Platinum	4,000
  World	6000

• The cashback amount will be credited to the customer’s credit cards within two months from the campaign’s end date.
• The bank reserves the right to choose the eligible customers as per available information.
• The bank reserves the right to amend the terms and conditions of this campaign at any time upon
• announcement to the customers by any available channel.
• Cashback amounts do not cover the minimum payment amount.

Al Baraka Bank & InstaShop Cashback

Use Al Baraka Bank credit or debit cards through Instashop application or website and get EGP 300 cashback in addition to free delivery on your first order with a minimum order amount of EGP 500.

For existing Instashop users, get EGP 200 cashback on your next order with a minimum order amount of EGP 650 when using Al Baraka Bank credit and debit cards.

Terms & Conditions:

• The offer is valid for all purchases made through Instashop application and website when paying with Al Baraka Bank credit and debit cards.
• The offer is valid from 19^th of February 2026 till the end of Ramadan 2026.
• Get EGP 300 cashback on your next order in addition to 5 free deliveries when you place your first Instashop order with a minimum order amount of EGP 500.
• Or get EGP 200 cashback on your next order if you’re an existing user, with a minimum order amount of EGP 650.
• The offer applies on all Al Baraka Bank credit and debit cardholders.
• This offer cannot be combined with vouchers or other coupon codes.
• Cashback will be automatically credited to the user's Instashop account as a coupon after the order is completed, with no required promocode.
• The coupon is valid for 30 days from the order date.
• The offer is subject to availability until it is totally consumed

20% Off on Talabat Application with Al Baraka Bank card

Pay with Al Baraka Bank cards at Talabat Application and enjoy 20% off on your order every month.

Terms & Conditions:

• This offer is valid till 31^st of December 2026.
• Platinum, World, Titanium credit cards and World, Titanium debit cards are included in the offer.
• Promo code is “MASTERCARD” and should be entered at the checkout.
• No min spend amount is required.
• Max discount amount is EGP 60.
• This offer is only available for groceries and food orders from Talabat application.
• This offer is available once per month for all card types
• The offer can be utilized in conjunction with any other running offers on Talabat application (such as restaurant or vendor offers)
• Apple Pay, or Samsung Pay transactions are not eligible for this offer.

Al Baraka Bank launched the cash in/out service which enables their cardholders to withdraw and deposit cash through POS machines.

The service is available for debit & Islamic credit cards and it provides more accessibility to the cardholders to deposit and withdraw cash service through POS machines related to different service providers such as Fawry without visiting the nearest branch or ATM which helps to save our customers’ time and efforts.

Service fees

• Debit card: EGP 5 for Cash withdrawal or deposit services + Service provider fees.
• Credit card:EGP 5 for deposit service & 4% with minimum EGP 40 for cash withdrawal service + Service provider fees.

We are glad to announce the launch of Cards activation through SMS service, which enables cardholders to activate their cards once received without the need to contact the call centre.

Product Details

• · You can activate Al Baraka Bank credit and direct debit cards by sending a text message to 191281 from your phone number registered with the bank containing the following:
• · The word ACT is followed by a space and then the last four digits of the card to be activated. Example: ACT****
• · Standard SMS fees are applied to the activation SMS from the Cardholder.