World Card

We are pleased to introduce Al Baraka World Credit Card (that is Sharia compliant), which gives you access to a range of benefits that suit your everyday lifestyle, luxury, and travel. The World Credit is a card you can depend on, it is accepted worldwide and provides you with various offers and benefits

Terms and Conditions Apply
Al Baraka Bank Egypt B.S.C. (C) All rights reserved

    • Enjoy unlimited complimentary access to airport lounges across the world or by the MasterCard Travel Pass mobile application on Google Play or App Store
    • Limit up to EGP 1 million.
    • Supplementary cards for your family members.
    • Contactless payments: tap and go without entering the PIN code (for purchases limit up to EGP 600).
    • Accepted Worldwide, for all your purchases and withdrawals.
    • Enjoy safe online shopping, from local and global websites with the 3D secure code.

    Acquire more information about hundreds of exclusive complimentary offers around the world by visiting or by downloading Priceless Specials Egypt on Google Play or App Store

  • Travel Benefits:

    • Get discounts and offers on airlines and travel.
    • Travel for extended periods of time with luxury serviced apartments’ discount.
    • Enjoy special discounts on car rentals.

    Other benefits:

    • Enjoy a variety of discounts for online purchases.
    • Medical tourism concierge
    • Groceries & food discounts through several websites & applications.
    • Discounts on certain educational facilities.
    • Travel medical insurance.
    • Travel inconvenience insurance for emergencies during your travels.
    • Travel insurance confirmation letter for the issuance of an entry visa.


    Item Basic Card Supplementary Card
    Issuance Fees 1500 EGP Free
    Annual Fees 1500 EGP 1500 EGP
    Monthly Statement Fees 20 EGP 20 EGP
    Cash withdrawal from Al Baraka or Non Baraka ATMs 4% with minimum 40 EGP 4% with minimum 40 EGP
    Account Management Fees 20 EGP for each 500 EGP in outstanding balance 20 EGP for each 500 EGP in outstanding balance
    Replacement PIN Fees Free Free
    Replacement Card Fees 500 EGP 500 EGP
    Markup fees ( for international purchase or cash transactions ) 5 % 5 %
    international cash withdrawal fees 4 % with minimum 60 EGP 4 % with minimum 60 EGP
    Declined dispute fees 75 EGP for POS transactions
    50 EGP for ATM withdrawals
    75 EGP for POS transactions
    50 EGP for ATM withdrawals
    SMS fees Free Free

  • International limits

    Transaction type Daily Limit Monthly limit
    Cash International Limit 0EGP 0 EGP
    POS & E-commerce international limit 100,000 EGP 100,000 EGP


    Local limits:

    Transaction type Daily limit Monthly limit
    Cash 20,000 EGP Up to the card limit
    POS 1,000,000 EGP Up to the card limit
    E-commerce 1,000,000 EGP Up to the card limit

  • You can deposit through;

    • All Al Baraka Bank branches.
    • Internet Banking.
    • Al Baraka Bank ATMs that accept deposits.
    • Fawry POS machines.
    • Instant card payment through Instapay application.

    For more information, please call 19373.

  • The documents required are different based on the program selected by the client. Below are sample of the required documents.

    • A signed credit card application form
    • A clear copy of the national ID / passport
    • Utility bill
    • Salary proof
    • Commercial register, tax card and bank statements for business owners.

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