Back to School 10% Cashback Campaign

Enjoy 10% cashback when using alBaraka Bank credit cards in all schools & universities tuition fees and stationery purchases installment transactions till end of August.

Terms & Conditions:

• Campaign is valid from 1^st till 31^st of August 2025.
• Campaign applies on all alBaraka Bank credit cards.
• Campaign applies on all tuition & stationery fees installment transactions (domestic & international).
• Customers must contact 19373 to submit installment requests during the campaign period to benefit from the cashback.
• Installment tenors included in the campaign are from 6 months up to 36 months.
• Minimum transaction amount is EGP 500.
• No conditions on the number of transactions.
• Cancelled, refunded, misuse, and commercial transactions are not included in the campaign.
• Supplementary credit cards’ spend will be added to the primary credit cards’ spend and maximum cashback amount will be applied on all customer cards under the same account.
• Cards should be active and not delinquent to get the cashback.
• Cashback will be credited once based on the total campaign period installments and capped per card type as below:
  

  Card Type	Cashback Cap
  Classic	500
  Titanium	2,000
  Platinum	4,000
  World	6,000

• The cashback amount will be credited to the customer’s credit cards within two months from the campaign’s end date.
• The bank reserves the right to choose the eligible customers as per the available information.
• The bank reserves the right to amend the terms and conditions of this campaign at any time upon announcement to the customers by any available channels.
• · Cashback amounts do not cover the minimum payment amount.

10% Cashback on Fuel Transactions during Summer

Enjoy 10% cashback when using alBaraka Bank credit cards in all fuel transactions inside Egypt till end of August.

Terms & Conditions:

• Campaign is valid from 15^th of July till 31^st of August.
• Campaign applies on all alBaraka Bank credit cards.
• Campaign applies on all fuel transactions at all gas stations inside Egypt.
• Customers must contact 19373 during the campaign to subscribe to the campaign.
• No minimum transaction amount is required.
• No conditions on the number of transactions.
• Cancelled, refunded, misuse, and commercial transactions are not included in the campaign.
• Supplementary credit cards’ spend will be added to the primary credit cards’ spend and maximum cashback amount will be applied on all customer cards under the same account.
• Cards should be active and not delinquent to get the cashback.
• Cashback will be credited once based on the total campaign period spend and capped per card type as below:

  Card Type	Cashback Cap
  Classic	100
  Titanium	500
  Platinum	1,000
  World	2,000

• The cashback amount will be credited to the customer’s credit cards within two months from the campaign’s end date.
• The bank reserves the right to choose the eligible customers as per the available information.
• The bank reserves the right to amend the terms and conditions of this campaign at any time upon announcement to the customers by any available channel.
• Cashback amounts do not cover the minimum payment amount.

Up to 15% Off on Flight Tickets & Hotels Booking at Trip.com

Book your flight tickets & hotel stay with Al Baraka Bank cards at Trip.com and enjoy up to 15% off.

How to redeem

• Download Trip.com app from the App Store or Google Play or visit Trip.com website and click on the Mastercard’s offer banner. You can also go directly to www.trip.com/mastercard
• Click ‘Claim’ on the promo-code that matches your card type.
• Book your flight or hotel and select the promo-code form the ‘My Promo-Codes’ section.
• Your discount will be confirmed at the checkout.

Terms & Conditions

• This offer is valid till 31st of December 2025.
• The offer is applicable on flight tickets & hotel bookings through Trip.com mobile application or website.
• Only Platinum & World credit cards are included in the offer
• Promo-code for Platinum card is “MCTRIP10”
• Promo-code for World card is “MCTRIP15”.
• 10% discount for Platinum card with a cap of USD 30
• 15% discount for World card with a cap of USD 55.
• Discount is available for a maximum of 10 times per card.
• There is no minimum booking amount.
• Flights discount applies to the full fare including taxes and booking fees.
• Promo-codes are non-transferable and cannot be exchanged for cash
• This offer cannot be combined with any other promotions, offers, or discounts.
• The promo-code is not applicable to “flight+hotel” packages, “ticket+hotel” bundles, or other package deals.

20% Off at “Talabat” from Al Baraka Bank & MasterCard

Pay with Al Baraka Bank cards at Talabat Application and enjoy 20% off on your order every month.

Terms & Conditions:

• This offer is valid till 31^st of December 2025.
• All alBaraka Bank credit & debit cards are included in the campaign.
• Promo code is “MASTERCARD” and should be entered at the checkout.
• No min spend amount is required.
• Max discount amount is EGP 60.
• This offer is only available for groceries and food orders from Talabat application.
• This offer is available twice per month for Platinum & World cards.
• This offer is available once per month for Classic & Titanium cards.
• The offer can be utilized in conjunction with any other running offers on Talabat application (such as restaurant or vendor offers).

Apple Pay, or Samsung Pay transactions are not eligible for this offer.

20% Off at Carrefour Online from Al Baraka Bank & MasterCard

Pay with Al Baraka Bank cards at Carrefour online and enjoy 20% off on your order every month.

Terms & Conditions:

• This offer is valid till 31^st of December 2025.
• The offer is applicable on all products on Carrefour app and website once every month.
• Only Platinum debit, World debit, and World credit cards are included in the offer.
• Promo code for Platinum card is “MA15” and should be entered at the checkout.
• Promo code for World cards is “MA20” and should be entered at the checkout.
• Max discount amount for Platinum card is EGP 150.
• Max discount amount for World cards is EGP 200.
• Min spend amount is EGP 1,000.
• This offer cannot be combined with vouchers, coupon codes, loyalty points, or other offers.
• Purchase reversals, refunds, and transactions disputed are excluded from this offer.
• Apple Pay, Samsung Pay or Qpay transactions are not eligible for this offer.
• This offer is not available to any customers who are considered wholesalers.
• All complaints and queries about orders to be submitted within 5 days of placing the orde

Al Baraka Bank launched the cash in/out service which enables their cardholders to withdraw and deposit cash through POS machines.

The service is available for debit & Islamic credit cards and it provides more accessibility to the cardholders to deposit and withdraw cash service through POS machines related to different service providers such as Fawry without visiting the nearest branch or ATM which helps to save our customers’ time and efforts.

Service fees

• Debit card: EGP 5 for Cash withdrawal or deposit services + Service provider fees.
• Credit card:EGP 5 for deposit service & 4% with minimum EGP 40 for cash withdrawal service + Service provider fees.

We are glad to announce the launch of Cards activation through SMS service, which enables cardholders to activate their cards once received without the need to contact the call centre.

Product Details

• · You can activate Al Baraka Bank credit and direct debit cards by sending a text message to 191281 from your phone number registered with the bank containing the following:
• · The word ACT is followed by a space and then the last four digits of the card to be activated. Example: ACT****
• · Standard SMS fees are applied to the activation SMS from the Cardholder.