We are pleased to introduce Al Baraka World Credit Card (that is Sharia compliant), which gives you access to a range of benefits that suit your everyday lifestyle, luxury, and travel. The World Credit is a card you can depend on, it is accepted worldwide and provides you with various offers and benefits
Terms and Conditions Apply
Al Baraka Bank Egypt B.S.C. (C) All rights reserved
-
General Benefits & Features
- Enjoy unlimited complimentary access to airport lounges across the world or by the MasterCard Travel Pass mobile application on Google Play or App Store
- Limit up to EGP 1 million.
- Supplementary cards for your family members.
- Contactless payments: tap and go without entering the PIN code (for purchases limit up to EGP 600).
- Accepted Worldwide, for all your purchases and withdrawals.
- Enjoy safe online shopping, from local and global websites with the 3D secure code.
-
Additional benefit
Travel Benefits:
- Get discounts and offers on airlines and travel.
- Travel for extended periods of time with luxury serviced apartments’ discount.
- Enjoy special discounts on car rentals.
Other benefits:
- Enjoy a variety of discounts for online purchases.
- Medical tourism concierge
- Groceries & food discounts through several websites & applications.
- Discounts on certain educational facilities.
- Travel medical insurance.
- Travel inconvenience insurance for emergencies during your travels.
- Travel insurance confirmation letter for the issuance of an entry visa.
-
Fees & charges
Item Cards Fees Issuance / Annual Fees (Primary Card) 2500 EGP Issuance / Annual Fees (Supplementary Card) 1500 EGP Monthly Statement Fees 20 EGP Domestic cash withdrawal fees 6% with a minimum of 60 EGP International cash withdrawal fees 6% with a minimum of 100 EGP Account Management Fees EGP 21.5 for each EGP 500 in the outstanding balance Card Replacement Fees 1,000 EGP Mark Up Fees for cash or purchase transactions 3% Declined dispute fees 75 EGP for POS transactions
50 EGP for ATM withdrawals -
Usage Limit
International Limits inside Egypt
Transaction type Daily Limit Monthly limit Cash International Limit 0 EGP 0 EGP POS & E-commerce international limit 200,000 EGP 200,000 EGP International Limits Outside Egypt
Transaction type Daily Limit Monthly limit Cash International Limit 8,000 EGP 8,000 EGP POS & E-commerce International Limit 500,000 EGP 500,000 EGP Local limits:
Transaction type Daily limit (EGP) Cash 30,000 EGP POS & E-commerce international limit Up to Card Limit -
Payment Methods
You can deposit through;
- All Al Baraka Bank branches.
- Internet Banking.
- Al Baraka Bank ATMs that accept deposits.
- Fawry POS machines.
- Instant card payment through Instapay application.
For more information, please call 19373.
-
Required Documents
The documents required are different based on the program selected by the client. Below are sample of the required documents.
- A signed credit card application form
- A clear copy of the national ID / passport
- Utility bill
- Salary proof
- Commercial register, tax card and bank statements for business owners.